Motor vehicle accidents are the most common form of personal injury claims. According to ICBC statistics, in 2005 alone, 28,752 collisions resulted in injury and 460 in fatalities. Hiring an experienced law firm after a motor vehicle accident to represent you interests is crucial to your claim. Dealing with ICBC after an accident can be a complicated process depending on the complexity of the claim. Baker Newby LLP will be there to assist you from the beginning of your claim to the end.

The following questions are frequently asked with respect to the role ICBC will play in your claim:

1. Who is ICBC?

The Insurance Corporation of British Columbia is a Crown corporation that has primary control over motor vehicle insurance in the province of British Columbia. Every licensed driver in the province must have basic insurance coverage through ICBC.

2. What information do I need to provide my adjuster?

The most important thing to provide your adjuster with is accurate information concerning the accident. You need to be prepared when meeting with your adjuster. Know the facts relating to the accident and the dates you received treatment. The accuracy of your statement is important because anything you fail to mention could be used against you at a later date.

3. What benefits will I receive?

As long as you are properly insured, you are entitled to Part VII Benefits, also referred to as "no fault benefits". Regardless of who is at fault, some of your expenses such as wage loss and rehabilitation will be covered by ICBC. In order to receive compensation you must fill out ICBC's CL-22 form within 90 days of the accident.

4. Will I have to go to trial?

No, not necessarily. Most personal injury claim are in fact settled with ICBC before trial.

5. What role will my lawyer play in my claim?

Your lawyer plays an important role in your personal injury claim. Your lawyer serves as an advocate for you when dealing with ICBC and ensures that all aspects of your claim are considered. Unless you are familiar with ICBC rules and regulations, filing a claim can be a complicated process. Your lawyer will inform you of your rights and fight for fair compensation.

6. Is there a limit on when I can file my claim?

Yes, there is a limit on when you can file you claim. According to the Limitation Act, your claim must be filed within two years from the time the accident occurred. There are some limited circumstances in which claims must be filed earlier, for example if a city or municipality is to be named as a party.

7. Will ICBC pay my medical expenses?

As long as you are properly insured, you are entitled to Part VII Benefits, also referred to as "no fault benefits". Regardless of who is at fault, some of your expenses such as wage loss and rehabilitation will be covered by ICBC. In order to receive compensation you must fill out ICBC's CL-22 form within 90 days of the accident.